A loan of $2,350 helped a member to buy green chillies to dry and sell later and to purchase new winter clothes for the children.

Jingvalpa Group's story

This is Jingvalpa group, consisting of 13 members. The term Jingvalpa means "Morning Star." These 13 hard working women belong to a tribal community. They hail from a small, remote village in Manipur in the northeastern part of India, about a four-hour drive from the state capital, Imphal.

Hatchaneo is the member pictured with raised hand. She is 45 years old and is a mother of two sons and a daughter. The children walk to a private school that is about one and half kilometers away. She never had the opportunity to go to school but as parents, she and her husband try their utmost effort to provide good education for the children. She means to enroll her oldest daughter in a nursing institute in the state next year. In order to reduce financial worries, she has been trying her luck from one trade to another.

With her first loan back in 2009, she managed to buy king chillies weighing 3 tons, which is equivalent to 1200 kilograms. She, along with her children, dried the chillies to repack for sale. The dried chillies can be preserved for a very long time. In this way, she has been selling chillies and managing the financial problems of the family. She is happy that her business has paid for the children's education.

Now she needs another loan to increase her business. The chilli plantation is usually harvested during the winter season. She will use most of the loan to buy more green raw chillies to dry and then sell for more profits once the chillies season ends and the selling price increases. She will use the lesser amount or about one-third of the loan for consumption purposes such as to buy new clothes for the children for Christmas.

Likewise, rest of the group members have been struggling to do good with their respective income generating activities. Poultry farming, pig rearing, meat selling, grocery store, retailing business, tea stall, etc., are some of the highlights of the members activities.

In this group: Nemneikim, Nengneichong, Nenghoi, Neija, Lamneng, Nemlhing, Hatchaneo, Lamlhing, Hohoi, Hoilhing, Nemhat, Nempi, Lamneikim

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