A loan of $3,200 helped to purchase basic groceries for her grocery store.


Inga's story

Inga is 39 years old, married and lives in Kobuleti district with her husband and three children (14, 18 and 21 years old). Her husband works as a salesman and gets a monthly salary. Inga’s economic activity is a newly started small grocery store, where she sells different kinds of groceries. Inga requested a loan from local financial institutions for the business expansion, but without success. Her loan request was rejected because of her low income and insufficient experience in her business.

However, her loan request was approved through a new joint initiative of Kiva and Credo. The program provides start-up and re-startup credits with soft conditions to the country's rural poor. They do not have access to traditional credit products, being regarded as “high-risk borrowers” because of their low income. Inga requested a loan to purchase basic groceries that customers often request. She plans to increase the turnover in her trade business gradually. This will raise the income of the family, which will be used to improve the family’s living conditions. She awaits your support.



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Loan details