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Ana started her business a year ago with her own working capital. Now she is applying for a loan of $1,000 to improve her business by buying beer, oil, coffee, sugar and petrol to sell.

She has three children, and her husband is very helpful in doing business because he is also a businessman.

Her business place is very crowded and many people come to buy. She is making a good income. She lives in her simple house made of palm branches and zinc for the roof. She wants to make her kiosk into a big store in the future. None of her children are in the school; they are all underage.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 2
    View loans »
    Timor-Leste Loans Fundraising
  • $2,573,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ana to buy beer, oil, coffee, sugar and petrol.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 28, 2012
Currency Exchange Loss:
Dec 22, 2013