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Mrs. Zohran is a 32-year-old, vigorous, married woman. She has had a business doing hand-embroidery for the past four years. She has extraordinary skills in her line of work. She takes many orders for special events, like weddings and engagements. Her husband is laborer, but he does not earn enough to support his family well. She is contributing to the family's income to meet the needs of the family members. She is a mother of six children.

Zohran wants to grow her business. She requested a loan of PKR 25,000 to buy embroidery materials, such as thread, sequins and pearls, in various colors. She shared her dream of running a training center for girls of her village. She would teach embroidery skills, so the girls could help her expand her business, and earn money for themselves at the same time. She is also interested in opening her own shop in the market, to display her work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 263
    View loans »
    Pakistan Loans Fundraising
  • $17,365,700
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Zohran to buy embroidery materials, such as thread, sequins and pearls, in various colors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013