A loan of $400 helped to buy plants and pay for labor.

Maura's story

Maura is known to her family as being the happiest and most optimistic person. She’s 30 years old and her family includes her husband and two children. Thanks to her many years of hard work she was able to build the first floor of her house out of concrete and brick. She has been developing and maintaining her cacao plantation for the past 8 years, thanks to some parcels of farmland that she inherited from her parents. The need to support her son created this opportunity and she has been able to become a great cacao producer in her area.

She can always count on external personnel or helpers for her normal activities, since her parcel of land is large and requires outside help.

She likes her job very much because she considers the work in the fields the healthiest there is, even though cultivating the plants takes a lot of time and effort. Despite that, she considers her production to be very profitable because she is located in a zone where the cacao is of a unique quality.

She wants to begin the cacao campaign in a different way. She plans to replace the old trees and use the leftover stems to graft, so she needs to buy new plants, fertilizer, tools and hire trained people in order to get an optimal result and get the maximum benefit from her parcels. In this way she hopes to increase her income by the end of the campaign.

In the future she wants so start her own parallel business by adding a grocery store that she can run whenever she does not have to work the fields during the rainy season. This will be her third loan thorough MFP and she is very grateful for the opportunity given because it allows her to develop her productive activities with complete fluidity and confidence. She feels very confident and motivated by how the members of her communal bank feel responsible for making their loan payments.

She will use the 1,000 PEN to supplement her working capital to use toward her immediate purchase of nursery plants for grafting, compost, and to pay for necessary laborers who will do the work.

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Translated from Spanish by Kiva volunteer Hugo Reyes

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