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Abdul is a Ghanaian artisan who makes hand-carved wood masks and sculptures. Abdul would like to invest in the purchase of wood and other materials that he uses to create his authentic African masks.

Abdul has been selling through NOVICA since 2010. This is his story:

"I always knew I wanted to paint but wasn't sure I could make a living out of it, so I looked into other fields too. I observed master carver Musa at his workshop for a period of time, then I picked up a log of wood and started carving out a mask as I had observed him doing. This surprised Musa, and he was willing to help me perfect the skill. I developed a love for this new art, and that's how I eventually became a master carver too! I am now able to share this skill with others who I teach to carve."

"Thanks to the first micro-credit you granted me, I was able to bring in other wood carvers to assist me. Now, I'd like to stock up on materials to continue creating my masks. I thank you very much for your assistance with this micro-loan!"

Use the link below to view Abdul's hand-carved wood masks and sculptures on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 29
    View loans »
    Ghana Loans Fundraising
  • $12,522,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Abdul to invest in the purchase of wood and other materials that he uses to create his authentic African masks.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 2, 2013
Nov 28, 2012
Currency Exchange Loss:
Jul 25, 2013