Efua is married and has three children. She operates a provisions store in Emissa Krom, near Cape Coast, which she has done for six years. Her husband is a farmer. Efua uses her income to pay her children’s school fees. Efua will use the loan to purchase canned fish, canned tomatoes, cooking oil, and other items for her provisions store. With the new profits from her expanded business, Efua plans to invest in her children's education.