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Mrs Razia is a 42-year-old, married woman. She has been successfully running a small general store in her community for the last five years. She offers everyday products at reasonable prices and enjoys dealing her customers. She is a mother of six children. She is motivated to provide good education and other basic facilities to her family. She has gradually improved her business with the support of Kashf Foundation. She has been in association with Kashf for three years.

Now she requested a loan of PKR 30,000. She will use part of this loan to buy a stock of rice and flour from the market at lower prices. She then would be able to meet consistently the increasing demand for these items. In addition, she wishes to use part of the loan to deal with personal expenses and to increase business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 204
    View loans »
    Pakistan Loans Fundraising
  • $17,360,725
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Razia to buy stocks of rice and flour for her store at lower prices, to pay some personal expenses, and to increase her available working capital.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Dec 1, 2012
Currency Exchange Loss:
Dec 17, 2013