This is Marilou, 37, a resident of Payatas, Manila, Philippines. She is married to Onofreg and mother to her children. Together with her husband, Marilou manages her household while operating a variety store. She works hard to continually provide income for her family's everyday expenses. In the Philippines, a variety store is basically a small convenience store, which sells groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy a sachet of shampoo, 5-PHP worth of cooking oil, or an egg. Marilou buys supplies at wholesale prices and sells by the piece. Her regular customers are neighbors and local community members and she earns a minimum of 500 PHP in sales every day.
Marilou is requesting a 10,000 PHP loan to buy groceries, toiletries, and beverages to expand her product inventory and help continue her business. She expects a boost in her business income as she expands. Marilou dreams of giving her children a good and quality education through all her hard work on her business. She faithfully meets up weekly with her co-fellowship* members to share stories of her work and draw strength and inspiration from studying the Word of God.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners who gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.