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Shakila is a 46-year-old hard-working married woman. She has had a business of hand-embroidery for the past ten years. She has become popular in her community and supports well the needs of her family members. Her husband is laborer, but he does not earn enough to support his family well, so he encourages Shakila to contribute to the family income by using her skills.

Shakila is a mother of seven children. She wants to grow her business. She requested a loan of Rs 25000 to buy raw materials such as threads, sequins and pearls in large quantities to complete the orders on time. She expects a boost in her net income and wishes to spend part of the revenues on the renovation of her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 275
    View loans »
    Pakistan Loans Fundraising
  • $17,412,300
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shakila buy embroidery supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 1, 2012
Currency Exchange Loss:
Sep 17, 2013