A loan of $350 helped to pay for grocery items, toiletries and beverages needed in her business.


Emily's story

This is Emily, 56, a resident of Payatas, Manila, Philippines. She is married to Onofreg and a mother to her children. She and her husband manage their household while operating the business. At this time, she is working hard to continually provide income for their everyday expenses.

Emily operates a variety store. In the Philippines, a variety store is basically a small convenience store that retails groceries, toiletries and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, 5 pesos worth of cooking oil or an egg. She earns by getting supplies at wholesale prices and selling by the piece. She also has a thrift store. Her regular customers are her neighbors and the local community. She earns a minimum of 500 Php (Philippines pesos) in sales every day.

To help her continue operations of her business, she is requesting a Php 14,000 loan. She will be utilizing the loan to buy groceries, toiletries and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.

Emily hopes to expand her business and dreams to have their own house and lot through all her hard work on her business. She faithfully meets up with her co-fellowship* members to share stories of her work every week, and this is where she can also draw strength and inspiration from the Word of God she studies.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital and repay microfinance loans.



Loan details

Loan length:

5 months
Disbursed date: November 12, 2012
Facilitated by Field Partner: Center for Community Transformation Credit Cooperative, a partner of HOPE International

Lenders and lending teams



Loan details

Loan length:

5 months
Disbursed date: November 12, 2012
Facilitated by Field Partner: Center for Community Transformation Credit Cooperative, a partner of HOPE International