Them was born in 1971. She has three children. The oldest child is a worker. The two others are in the 9th grade. Her husband is a driver. Them sells cement bags to earn a living. She gets 2,500,000 dong (VND) per month. Her family’s total earnings are about 12,000,000 VND per month.
She has participated in SEDA's credit program since 2007. In the last cycle she borrowed 9,632,000 VND and repaid the loan on time. In this loan cycle, she would like to borrow 9,632,000 VND to buy more ingredients to make plastic bags and cement bags to sell. She wants to use her profits to raise her children up well.
The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.
You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.