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Ms Azra is a 54-year-old widow. She has been operating a business making boxes for 15 years. After her husband’s death, she faced many problems in running her household. She has five daughters and one son and there was no other source of income to provide her family with bread and butter. With the passage of time, Ms Azra has improved her business and gained a lot of regular customers. Her son also assists her with the business.

This is Ms Azra's second year with Kashf Foundation and she is happily running her business with their support. She has requested a loan of PKR 30,000 to buy bundles of thick paper at lower rates from the market to enable her to complete orders on time. Ms Azra hopes to have an increase in sales. She desires to use the earned profits on her children’s education and growth.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 354
    View loans »
    Pakistan Loans Fundraising
  • $16,478,925
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Azra to buy bundles of thick paper at lower rates from the market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 22, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013