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Valeri, 21 years old, is from a small village in the Kvareli district, Kakheti regioni, East Georgia. Ha lives with his wife, his parents and his grandfather, who collects a retirement pension. The family is involved in an agricultural business. In particular, they have 2 cows, whose milk is used in cheese production. They have a 0.5 hectare vineyard and 2 hectares of agricultural land, where they grow watermelons. Valeri gets a monthly income by using his tractor to provide services to the villagers.

Valeri is a very hardworking man who does his best to ensure a good harvest. He has requested a loan for cultivating his land. Once this is completed properly, Valeri will be able to sow watermelon seeds and sell the harvested products. It will increase the family's income and improve their living conditions. Valeri awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Valeri to cultivate the land and to sow watermelon seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 17, 2013