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Gulipa is a 51-year-old married woman. As her family's main income provider, Gulipa has been working in animal husbandry and crop farming since 1995. She began her business with 10,000 som.

Thanks to persistent work, Gulipa now has two cows on her farm. Every year she cultivates 1.25 hectares of land, where she plants potatoes and barley. Her monthly income is about 12,000 som.

With long term business development in mind, Gulipa turned to Bai Tushum and Partners for a loan of 40,000 som to purchase young cattle for fattening and subsequent sale. She plans to invest her profit in future cattle purchase and to renovate her home in the near future.
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Гулипа 51 год, замужем. Гулипа в качестве основного дохода с 1995 года занимается животноводством и полеводством, начав этот бизнес с суммы 10,000 сом. Благодаря упорному труду Гулипа в ее хозяйстве на сегодняшний день имеется 2 коровы. Ежегодно Гулипа обрабатывает 1,25 га земли на которой сажают картофель и сеют ячмень . Ежемесячный доход составляет 12,000 сом. В целях дальнейшего развития своего бизнеса, Гулипа обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 40,000 сом (KGS) на покупку скота – молодняка для откорма и последующей реализации. Доходы от кредита Гулипа планирует вложить в дальнейшее увеличение количества домашней скотины, а в ближайшем будущем она планирует сделать ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,533,000
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gulipa to purcahse cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Nov 29, 2012
Currency Exchange Loss:
Nov 17, 2013