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Ronalyn is requesting a loan of PHP 5,000 as added capital in her AVON cosmetics-selling business to increase her sales. She will buy AVON products such as lipstick, lotion, fragrances and apparel. She also will use some of the amount as start-up capital in her food, snack-selling business.

Ronalyn was engaged early and was just married. She is 18 years old and she is doing an AVON and NATASHA dealership to have income. Her husband, on the other hand, serves as an on-call truck driver at PHP 350 per day.

In the future, Ronalyn hopes to establish a sustainable business for the future of her family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 374
    View loans »
    Philippines Loans Fundraising
  • $66,069,925
    Funds lent in using Kiva
  • 40.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Ronalyn to buy AVON cosmetics such as lipstick, lotion and fragrances to sell.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 22, 2013