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Pinos Del Caribe Group
In this Group: Paula Amada, Guisselle Margarita, Cesar Augusto, Eveling Sugey
A group consisting of four micro entrepreneurs. One of them is Paula, a 39-year-old woman who has a companion and three children who are 3, 11 and 14 years of age. She’s had a home-based grocery store for two years. Her oldest son watches the store half-time because she’s a teacher and works teaching class at an elementary school near her house. She will use the loan to buy basic grains like rice and beans, sugar, oil, etc.

Guissell has a home-based grocery store, Eveling makes nacatamales [Nicaraguan-style tamales] to sell and Cesar makes nacatamales to sell at home on Friday, Saturday and Sunday.
View original language description ↓
Socios formados por cuatro microempresarios emprendedores una de ella es Paula mujer de 39 años de edad, es acompañada y tiene 3 hijos uno de 3, 11 y 14 años de edad, desde hace 2 años tiene una pulpería en su domicilio, su hijo mayor le mira el negocio medio tiempo ya que la cliente es docente que imparte clases en un colegio de primaria cercano a su domicilio, el crédito lo invertirá en la compra de granos básicos como arroz, frijoles, azúcar, aceite, etc. Guissell tiene una pulpería en su casa, Eveling hace y vende nacatamales y Cesar hace y vende nacatamales en su domicilio viernes, sábado y domingo.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Pinos Del Caribe Group's $775 loan helped a member to buy stock merchandise for her store.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Dec 1, 2012
Currency Exchange Loss:
Apr 17, 2013