A loan of $400 helped to buy seedlings and compost, and to hire workers.

Maria's story

At 47-years-old, Maria is a native of Santa Rosa. She decided to lead an independent life with only her four children by her side, two of whom are young and still require her support and attention. She is the owner of a wooden house where she performs her duties as a mother.

Maria produces agricultural products, among which is her preferred product, organic cacao, because it is a fruit in high demand in her region and it is easily grown in the area considering everything required. She carries out her agricultural activities on parcels of land she acquired with the help of her ex-partner 20 years ago. In order to obtain the quality of fruits that she wants, she must rely on additional help from laborers on site to carry out distinct complicated tasks.

She likes to work in the fields because it reminds her of times when she was a child together with her parents doing the same activities. However, by the time the cacao is ready there is a certain decrease in the final price offered by stockpilers. She is hoping to improve the situation for the next season.

Finding herself at the start of the season whose harvest is projected for next year, she needs to have capital in order to continue to expand her plantations and to replace old cacao trees respectively. For this reason she needs seedlings, and manure compost from Guano Island. It is also necessary to add the cost of manual labor, whose payment is made in advance.

Now she is asking for 1000 soles to buy seedlings and bags of compost. The remaining money will be used to supplement the capital to pay the laborers to develop scheduled tasks.

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Translated from Spanish by Kiva volunteer Annelise Iversen

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