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Evelyn is an artisan who specializes in traditional West African masks. She would like to invest in a bulk purchase of raw materials such as wood, metal plates and paints.

Evelyn has been selling through NOVICA since 2008. This is her story:

"My greatest inspiration is to preserve our rich cultural heritage. Initially, I wasn't using a lot of different materials, but now I use recycled glass and glass beads, aluminum, brass and more. I sit and draw a mask creatively, and come up with the colors that will make it stand out."

"I believe that this microcredit will help me create a bigger stock of products and increase sales. My sincere gratitude to all of you for participating in the funding of this microcredit."

Use the link below to view Evelyn's African masks on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.

About Ghana

  • $3,500
    Average annual income
  • 24
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Evelyn to purchase raw materials in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Jan 2, 2013
Nov 27, 2012
Currency Exchange Loss:
Jul 25, 2013