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Update on Galina

Galina lives in the Novaya Kahovka. She is in the business of selling underwear, socks, stockings and other small items on one of the town markets. Galina's merchandise is popular and she has a group of regular customers.

Galina hopes to use the loan in the amount of 15,000 hryvnia to stock up on the assortment of underwear, socks and stockings for which there's additional demand.
View original language description ↓
Галина живет в Новой Каховке. Она занимается торговлей бельем, носками, колготками и прочим мелким товаром на одном из рынков города. Товар у Галины ходовой, у нее ест своя группа постоянных клиентов.
Галина надеется использовать кредит в размере 15 000 гривен для того, чтобы пополнить ассортимент белья, носков, колготок, на которые появился дополнительный спрос.

Previous Loan Details

Galina is divorced and has one adult son. She sells women's underwear at one of the markets in Nova Kahovka city. Galina has been in this business for 11 years. Even though she has many competitors, Galina just likes her business and her clients feel this. Galina has many repeat clients who b... More from Galina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Galina to fulfill the assortment of underwear, socks, stockings which get additional demand.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 15, 2012
Nov 28, 2012
Currency Exchange Loss:
Jan 18, 2014