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Erkingul is 38 years old, married, and raising three children. Her children, cheerful and smart, all attend school. Her husband actively helps her with the housework.

Erkingul has a higher education degree, and she is trained as an accountant / auditor. She is currently working as an accountant for a plant that supplies electricity to the local population. However, the main source of income for Erkingul's family is her animal husbandry and farming business. She started this activity 14 years ago, with an initial capital of 16,000 som (KGS). Her business now brings 7,000 som (KGS) per month.

Eager to further expand her business, Erkingul has turned to Bai Tushum & Partners, and requested a loan of 130,000 som (KGS) for the purchase of five young bulls. She is planning to fatten them for five to six months and then resell them. Erkingul and her husband have always dreamed of owning a car.
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Эркингуль 38 лет, замужем. Эркингуль воспитала 3 детей. Дети Эркингуль все учатся в школе, они все очень веселые и умные. Муж активно помогает по хозяйству. Эркингуль имеет высшее образование, она по специальности бухгалтер,аудитор. На сегодняшний день она работает в станции по снабжении электричеством местного населения, бухгалтером. В качестве основного источника дохода для семьи, Эркингуль занимается животноводством и полеводством. Начатое со стартовой суммы в 16,000 сом (KGS) 14 лет назад, сегодня хозяйство приносит около 7,000 сом (KGS). В целях дальнейшего развития своего бизнеса, Эркингуль обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 130,000 сом (KGS) на покупку 5 бычков. Они планируют откормить бычков в течении 5-6 месяцев и затем продать. В планах у Эркингуль на вырученные средства от данного проекта приобрести автомобиль, это их давняя с мужем мечта.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 34
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,750 helped Erkingul to purchase five young bulls.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 30, 2012
Dec 3, 2012
Currency Exchange Loss:
Nov 17, 2014