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Ranohon is forty-three, married, and has raised three children. Her son is grown and works in construction in the Russian Federation, earning 10,000KGS per month. Her middle daughter is a paraplegic and receives a monthly stipend of 3,800KGS. The youngest daughter is in school. Her husband is very active in helping out on the farm. Ranohon has a middle school education and is a very industrious, honest, and responsible person. As the family's main breadwinner, she farms crops and breeds livestock. She started out twenty-five years ago with 5,000KGS and today the farm brings in nearly 8,000KGS per month selling milk and milk products.

Ranohon currently has one cow with a calf. The farm consists of .52 hectares of land and she rents a one hectare plot where they raise potatoes, corn, and cotton. In order to expand her business, Ranohon has turned to Bai Tulum for a loan of 50,000KGS so she can buy two calves. Down the line they will produce more milk and Ranohon can increase her income.
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Ранохон 43 года, замужем. Ранохон воспитала 3 детей, сын взрослый работает в РФ на стройке, зарабатывает 10,000 KGS в месяц. Средняя дочка является инвалидкой 2 группы и получает пособие в размере 3,800 KGS в месяц. младшая дочка учится в школе. Муж активно помогает по хозяйству. Ранохон имеет средне образование, по характеру очень трудолюбивая, честная и ответственная женщина. В качестве основного источника дохода для семьи, Ранохон занимается животноводством и полеводством. Начатое со стартовой суммы в 5,000 сом (KGS) 25 лет назад, сегодня хозяйство приносит около 8,000 сом (KGS) в месяц от продажи молока и молочных продуктов. На данный момент в хозяйстве Ранохон имеется 1 корова с теленком. В собственности заемщицы имеется 0,52 га земли и арендуемой землю площадью 1 га где они выращивают картофель, кукурузу, и хлопчатник. В целях дальнейшего развития своего бизнеса, Ранохон обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку 2 теленка. В будущие коровы будут приносить больше молока, тем самым она сможет увеличить свои доходы.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Ranohon to purchase 2 calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 27, 2012
Currency Exchange Loss:
Nov 17, 2013