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Isaac is 30 years old, married, and has two children, one of whom attends school. He lives in the town of Arua hill in the Arua region of Uganda. For the past nine years, Isaac has been working hard to manage his retail shop, which sells all types of flour, sugar, and soap.

To help expand his business, Isaac is requesting a loan from BRAC Uganda for 2,000,000 Ugandan Shillings, which he will use to buy more essential commodities such as milk, bread, sugar, and soap. The loan will help Isaac generate greater profits, pay school fees for his child, and buy basic needs such as food. Isaac hopes that in the future he will be able to expand his business into a wholesale shop.

Isaac is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Isaac who do not have enough collateral for commercial loans, but have businesses that have grown too large for microloans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 131
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,475.2
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Isaac to purchase commodities such as milk, bread, sugar and soap to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 16, 2012
Nov 27, 2012
Currency Exchange Loss:
Dec 17, 2013