A loan of $500 helped to purchase a refrigerator so she can to improve her family's living conditions.


Joana's story

She's married and has three children who attend school. She lives with her family in a house she owns and doesn't support anyone else. She's in retail and owns her own business selling various products. With the current loan she intends to purchase a refrigerator so she can improve her family's living conditions. In the future she wishes to improve her family's living conditions by acquiring goods in order to remodel her house. For that reason she pledges to repay the loan as scheduled so that she can request more loans from Hluvuku. The challenge she faces is improving her family's living conditions.

Translated from Portuguese by Kiva volunteer Renata Wolff


Loan details


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Loan details