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He's married and has four children, two of whom attend school. He lives in a house provided by public housing and doesn't support anyone else other than his children.
He's been a military pensioner for a long time. With the current loan he intends to purchase construction supplies (cement, sand, beams, rocks, doors, etc.) in order to start buiding his own house.
In the future he wishes to finish construction so that his family will be more comfortable. For that reason he pledges to repay the loan as scheduled so he can request more loans from Hluvuku.
The challenge he faces is obtaining funds that can help him build his house and feel at home there.
View original language description ↓
Casado e pai de 4 filhos, 2 dos quais frequentam a Escola, vive na casa cedida pelo Estado e não sustenta mais ninguém para além de seus filhos.
É pensionista militar há bastante tempo e com o presente empréstimo pretende comprar material de construção (cimento, areia, barrotes, pedra, porta, e outros) para dar inicio a obra da sua casa.
No futuro deseja terminar a sua obra para melhor confortar a sua família, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais a Hluvuku.
O desafio é conseguir fundos que possam ajudar a concluir a sua casa e sentir na sua própria casa.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 35
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 30.0
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Armando to purchase construction supplies (cement, sand, beams, rocks, doors, etc.) in order to start buiding his own house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2014