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Update on Aphia

Aphia is a 33-year-old married woman with four children living in Kasese, Uganda. For 12 years she has been operating a retail shop. She also raises cattle for additional income. She started the business in order to better her life and her children's lives. Like most retail shop owners she faces a challenges of price fluctuation and inadequate capital to meet the high demand. Her dreams are educating her children up to the university level and owning a wholesale shop. Aphia is requesting a loan to purchase biscuits and sugar to sell.

Previous Loan Details

Aphia is a 32-year-old married lady with four children living in Kasese, Uganda. Her family goals are to educate her children and buy a car. Aphia has been a retailer for the last eleven years and her major hardships are price fluctuations, inflation, and inadequate capital to purchase stock. ... More from Aphia's previous loan »

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 116
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,650.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Aphia to purchase biscuits and sugar to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 27, 2012
Currency Exchange Loss:
Oct 17, 2013