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Update on Valeriy

Valeriy has been cultivating vegetables in greenhouses for more than ten years. His previous loan, last season, allowed him to supply heat to two of his greenhouses and to protect his crop from spring frosts. This time, he needs a loan to buy seeds and fertilizers. Valeriy's business is his family's main source of income. His future plans involve getting more land and building additional greenhouses.
View original language description ↓
Валерий занимается выращиванием овощей в теплицах более 10 лет. Он уже пользовался бизнес кредитом, благодаря которому в прошлом сезоне смог провести отопление в двух теплицах и сохранить свой урожай от весенних морозов. В этот раз кредит нужен для закупки семян и удобрений. Этот бизнес - основной источник дохода Валерия и его семьи. В планах Валерия - расширение своего участка и постройка дополнительных теплиц.

Previous Loan Details

Valeriy is married, and his wife's name is Oksana. They have two children. They live in their own house in the Kamenka-Dneprovskaya village. Valeriy has his own business of growing early vegetables in greenhouses. He has been involved in this business for ten years. His love of hard work and... More from Valeriy's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 5
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.2
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Valeriy to buy seeds and fertilizers.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Nov 14, 2012
Nov 26, 2012
Currency Exchange Loss:
Jun 17, 2013