Fiailoa is 34 years old and married with three children. She owns and operates a small store, selling daily goods such as sugar, flour, salt, chicken legs and much more. She has been doing this for more than five years. Fiailoa needs a loan to buy more stock, such as sugar, flour, rice, salt and tin fish, as well as a new freezer to replace her old one. She hopes to use her profits to expand her business and to create savings for her children's education and for unexpected emergencies. She became a member of SPBD in 2011 to gain access to capital for her business.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.