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Githa is a mother of two who lives in a town near the city.

She has been running a second-hand clothes stall for the past year and is requesting this loan to buy further stock for her stall, where she sells women's, men's and children's clothes and shoes. The stall has been successful so far as it is in a good location right next to a busy road, so many people pass by.

Githa has found that the money she can generate through her clothes business is just enough to survive - as apart from her own two children she has two younger siblings to care for. She hopes that by buying new stock and gradually expanding her business she will be able to make more income and improve her family's living conditions.

Additional Information

More information about this loan

This loan is part of TRM’s effort to reach microentrepreneurs in East Timor, a region suffering from a deeply underdeveloped financial sector. Since its independence in 2002, East Timor has struggled with internal tensions which led to the quasi disappearance of its financial system. As of 2012, TRM is one of only two MFIs operating in East Timor trying to respond to the needs of thousands of microentrepreneurs. This loan provides underserved borrowers with critical capital to sustain their existing businesses or to improve their living conditions. 

Information about TRM

Tuba Rai Metin (TRM) is a microfinance institution in East Timor, one of the smallest, newest and least developed countries in Southeast Asia. The organization provides credit, savings and micro-insurance services to more than 7,000 clients. Its goal is to extend its reach into even more remote regions through branchless banking services.

About Timor-Leste

  • $6,800
    Average annual income
  • 0
    View loans »
    Timor-Leste Loans Fundraising
  • $2,573,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Githa to buy secondhand clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 8, 2012
Nov 27, 2012
Currency Exchange Loss:
Dec 22, 2013