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Juventud Unida Group
In this Group: Isabel, Julio Cesar, Diana Gissela, Victor, Andy Kerly*, Digna Cristina
* not pictured
Cordial Greetings. This communal bank is “Juventud Unida” (United Youth) and six dynamic, responsible people participate in it; they’ve been working four months. One of the members, Isabel, appears in the photo in the rear, first from the left, wearing a pink shirt and red vest. Hoping to have a business of her own and provide a better life for her children, Isabel started her business where she sells basic staples. With he fruits of her labor she’s been able to make home improvements and stay in business. Her current loan will be used to buy groceries, beverages and snacks to keep her store well-stocked. Her greatest wish is to continue to grow in business. Isabel is 40-years-old, separated and has two minor children. The “Juventud Unida” group thanks those people who made this loan possible.
View original language description ↓
Cordiales Saludos: Este es la Alcancía Comunal “Juventud Unida”, la cual participan 06 personas dinámicas y responsables que llevan trabajando 04 meses. En la fotografía se puede apreciar a Isabel una de las socias, está ubicada en la parte posterior es la primera del lado izquierdo, viste polo rosado y chaleco rojo. Con los deseos de contar con un negocio propio y brindarles una mejora calidad de vida a sus hijos Isabel inicio su negocio, donde actualmente ofrece productos de primera necesidad. Con el fruto de su esfuerzo a podido mejorar su vivienda y mantener su negocio. Su último crédito lo destinará para la compra de abarrotes, bebidas y golosinas, y de esta manera tener surtida su tienda. Seguir creciendo en su negocio es su mayor deseo. Isabel tiene 40 años, es separada con 02 hijos menores de edad. El grupo “Juventud Unida” agradece a las personas que hicieron posible este crédito.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Juventud Unida Group's $2,250 loan helped a member to buy groceries, beverages and snacks.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 31, 2012
Dec 3, 2012
Currency Exchange Loss:
Apr 17, 2013