A loan of $1,075 helped to buy fruits, vegetables and legumes to stock his business.


Jose Galo's story

José is a 54-year-old man who studied secondary education but later became a merchant. He is married to Susana who is 51 years old. They have three adult children who are 34, 32 and 21 years old. He lives with his wife in the south of the city of Quito, the capital of the Republic of Ecuador, specifically in the neighborhood of Chimbacalle, a very emblematic neighborhood of Quito. This is mainly because it is the dwelling place of the only train station in the capital which will be converted into a railway museum that, on par with the surrounding museums, has become one of the most visited tourist places in the country. Together with this attraction, in general, the southern sector of the city of Quito in recent years has developed considerably, both in an urban and economic sense. So investors have positioned themselves to sow their plans in several key places in this sector. The competition for small-businessmen is very strong, as one can find all kinds of businesses at every step. Chimbacalle harbors great stories of fighting men and women who have found in this high place in the city the opportunity to see their dreams fulfilled and also to be part of the growth of this area of the city.

José has made a living selling vegetables and fruits for 15 years from the time when he learned from a great friend from the Ecuadoran coast who was helping him in this activity. He doesn’t receive any help from additional people, he works alone in his business location at least 8 hours a day. Many times he can’t supply the orders of his customers because he doesn’t have the requested products. However, with his experience he states that his income would improve if he invests in stocking up on his products. For this reason José turned to Fundación Alternativa to request a loan with which he can make this idea a reality. José hopes that by investing this money and putting into practice the advice that his manager provides him with the tools for good administration of his business, he can increase the utility of his business to have a savings that in the future will allow him to purchase a truck to distribute wholesale to other sectors of the city and of the province. José is grateful for the intermediation of Kiva so that various people around the world participate in the fulfillment of his dreams.

Translated from Spanish by Kiva volunteer Melanie Snellings



Loan details


Lenders and lending teams



Loan details