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La Suerte Group
In this Group: Maria Del Rosario , Sadia Hermida, Lissette Del Socorro, Rosa Virginia
This group is made up of four entrepreneurial members. One of them is Liseth. She is twenty-eight years old and is married with two children. She is a stylist, who provides services to her clients in their own homes. She also sells Avon brand cosmetics, which she has been doing for the past 8 years. She will use the loan to invest in materials such as cotton balls, nail polish remover, towels, hair dye, shampoo, etc.

Sadia has a small grocery store and she makes tortillas to sell from her house. Maria del Rosario sells cereals, pinol (a traditional drink made with toasted cornmeal), pinolillo (a traditional drink made with toasted cornmeal and mixed with ground cacao), soy milk and on the weekends she makes soups to sell. Rosa Virginia sells Zermat brand cosmetics.
View original language description ↓
Este grupo está formado por cuatro socias emprendedoras una de ellas es Liseth es una mujer casada, con dos hijos y tiene la edad de 28 años es estilista a domicilio y vende cosméticos de la Avon desde hace 8 años, el crédito lo invertirá en materia prima como algodón, acetona, toallas, tintes, champo etc. Sadia tiene una mini pulpería y echa tortilla en su casa, María del Rosario vende cereales, pinol, pinolillo, leche de soya y hace sopas los fines de semana, Rosa Virginia vende cosméticos de la Zermat.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $26,425,425
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Suerte Group's $2,450 loan helped a member to buy supplies like hair dye, cotton balls, nail polish remover, shampoo and Avon brand cosmetics.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Jul 17, 2013