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Vianka Group
In this Group: Vianka Lucia, Alba Carolina, Flor De Maria
This group was formed by three enterprising partners. One of them is Vianka, a 30 year old woman with two children and a single mother. She started her business selling only Avon cosmetics 4 years ago. Currently she has a small store with a variety of products. She and her mother make tortillas which generates other revenue for them. They have improved their house little by little with the profits that their businesses generate. They will invest the loan in the purchase of clothes, shoes, cosmetics and sandals, among other items.

Alba sells junk food and currently sells new and used clothing, used handbags and leather corsets made in Masaya. Flor de María sells silver jewelry and leather sandals made in Masaya.
View original language description ↓
Grupo formado por tres socias emprendedoras una de ellas es Vianka mujer de 30 años con dos hijos y madre soltera inicio su negocio vendiendo solamente cosméticos de la Avon hace 4 años, actualmente tiene una pequeña tienda con una variedad de productos, su mama y ella echan tortilla que eso le genera otros ingresos quienes han mejorado su casa poco a poco con las ganancias que le generan los negocios, el crédito lo invertirá en la compra de ropa, zapatos, cosméticos, sandalias entre otros, Alba vende comida chatarra y actualmente vende ropa nueva y usada, carteras usadas y fajas de cueros hechas en Masaya y Flor de María vende prendas de platas, sandalias de cueros hechas en Masaya.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 52
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Vianka Group's $2,175 loan helped a member to buy a variety of clothes, shoes, sandals, etc.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2013