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En Dios Haremos Prohezas Group
In this Group: Elizabeth De Los Angeles, Marling Del Carmen , Maria Denisa, Maria Luisa
The group is formed by four female members, one of whom is Elizabeth. For four years she has been selling Avon cosmetics, however, she started off selling new clothing. She is requesting this loan to buy Avon cosmetics, such as perfume, cologne, facial cream, body and hand creams.

María Luisa sells Arabela products, Marlíng sells slippers and Avon cosmetics, and María Denis sells sets of used clothing and construction materials.
View original language description ↓
Grupo formado por cuatros socias una de ellas es Elizabeth que desde hace 4 años vende cosméticos de la Avon, inicio vendiendo ropa nueva. Este crédito lo solicita para comprar cosméticos de la Avon como perfume, colonia, crema para la cara, cremas para el cuerpo y manos, María Luisa vende productos de Arabela, Marlín vende chinelas y cosméticos Avon, María Denis vende ropa usada de paca, y materiales de construcción.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of En Dios Haremos Prohezas Group's $1,575 loan helped a member to purchase Avon cosmetics, such as perfume, colognes, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Aug 17, 2013