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José María
José is 40 years old, is married, and has six children. When he was very young, José started working as a day laborer; with time he took on carpentry and got married. His family is close-knit and they have a good reputation in the community where they live. He used to be a member of the loan committee in his community. José is one of the best carpenters there, and with the income from this activity he can afford his children’s education.

The loan he requested from Fundación Campo is intended to buy 30 cement sacks, 5 iron skids, 3 truckloads of sand, and iron, as well as to pay workers in order to build a house for himself. The loan will help him obtain the amount needed to finish construction. With this loan he can finish building the house so that his family will be more comfortable and safe. His dreams include continuing his home improvements and developing his carpentry workshop by buying more equipment and tools.
View original language description ↓
Don José tiene 40 años de edad, es casado y tiene seis hijos. Desde muy temprana edad, empezó a trabajar cono jornalero, al paso del tiempo emprendió el oficio de la carpintería y se caso. Su familia, es muy unida, tienen buena reputación en la comunidad donde vive, fue miembro del comité de crédito en su comunidad. Es uno de los mejores carpinteros de su comunidad y de esos ingresos es que le proporciona el estudio a sus hijos.

El préstamo que esta solicitando a Fundación Campo, es para comprar 30 bolsas de cemento, 5 polines de hierro, 3 camionadas de arena, hierro y para pago de mano de obra; para la construcción de su vivienda, el préstamo le ayudara a completar el dinero que le falta para realizar la construcción. Con el crédito podrá terminar de construir la vivienda, para que su familia se sienta más cómoda y segura. Entre sus sueños están, el continuar mejorando su vivienda, mejorar su carpintería comprando más equipo y herramientas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About El Salvador

  • $7,500
    Average annual income
  • 697
    View loans »
    El Salvador Loans Fundraising
  • $29,614,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped José María to buy 30 cement sacks, 5 iron skids, 3 truckloads of sand, and iron, as well as to pay workers in order to build his house.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Jan 1, 2013
Currency Exchange Loss:
Apr 18, 2013