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Cipres Group
In this Group: Dolores Domitila, Amanda Maria, Nereyda Del Carmen
This is a group formed of three members. One of them is Dolores who has had a home-based grocery store for six months. She used to work as a domestic and saved up part of her salary until she was able to set up her grocery store since she’d always dreamed of having her own business to be able to stay near her children and watch them more closely. She will use the loan to strengthen her grocery inventory; she will buy basic grains like rice, beans, sugar, oil, dairy products, firewood, laundry soap and bath soap, among others.

Amanda has a grocery store at home and Nereyda sells mobile phone air time recharge cards
View original language description ↓
Es un grupo formado por tres socias y una de ellas es Dolores quien tiene una pulpería en su casa desde hace 6 meses anteriormente trabajaba como domésticas y con su salario fue ahorrando hasta que logro poner su pulpería ya que soñaba con tener su propio negocio para estar cerca de sus hijos y cuidarlos más de cerca, el crédito lo invertirá en reforzar su inventario de la pulpería como es la compra de granos básicos como arroz, frijoles, azúcar, aceite, productos lácteos, leña, jabón de lavar, jabón de baño entre otros, Amanda tiene una pulpería en su domicilio, Nereyda vende recargas de tiempo aire para celulare

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 49
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Cipres Group's $575 loan helped a member to buy merchandise to stock her store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 15, 2013