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Los Luceros Group
In this Group: Martha Patricia, Ana Maria , Lizeth Del Socorro
This group was formed by a successful group of women. Martha is one of them. She is 49 years old and has three adult children. She sells general merchandise such as clothing, sandals, Avon cosmetics, Arabela products, and has been doing this for 15 years. She has a mixture of business activities while she offers her products and works as an Arabela promoter. This brings her other income with which to sustain her family. She will use the money from this loan to buy cosmetics, Arabela products, shoes made in Masaya and clothing. Lizeth sells Arabela cosmetics and Ana Maria sells Vogue cosmetics and Zafiro clothing.
View original language description ↓

Grupo formado por tres socias exitosas una de ella es Martha tiene 49 años, es acompañada y tiene tres hijos ya mayores, ella vende mercadería en general como ropa variada, sandalias, cosméticos Avon, productos Arabela actividad que tiene desde hace 15 años. Tiene una mezcla en sus actividades comerciales mientras ofrece sus productos trabaja como promotora de los productos Arabela que le genera otros ingresos para el sustento de su familia. Este crédito lo invertirá en la compra de cosméticos, productos Arabela, zapatos hechos en Masaya y ropa. Lizeth vende cosméticos de Arabela y Ana María vende cosméticos de la Vogue y prendas de la Zafiro.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Luceros Group's $1,250 loan helped a member to buy inventory.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2013