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El Campanario Group
In this Group: Giovanni De Los Angeles, Antonia Del Socorro , Carla Vanessa
This group is made up of three entrepreneurial members. One of them is Giovanni who sells cosmetics and lipsticks from Avon, Victoria Secret, and Body brands. She has been doing this work for 8 years. She’s married, 36 years old, and has four children. The loan will be used to buy cosmetics and lipsticks from Avon, Victoria Secret, and Body brands.
Antonia, the second member, sells cheese, soft drinks, ice, and perfumes. Carla, the third member, sells new clothes.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es Geovanny que vende cosméticos de la Avon, Victoria Secret, Body, pinturas de labios actividad que se dedica desde hace 8 años, es casada, tiene 36 años de edad y cuatro hijos. El crédito lo invertirá en la compra de cosméticos de la Avon, Victoria Secret, Bodys, pinturas de labios etc. Antonia vende queso, gaseosas, hielo, perfumes y Carla vende ropa nueva.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,000
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of El Campanario Group's $1,200 loan helped a member to buy cosmetics and lipsticks from Avon, Victoria Secret, and Body brands.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
Jun 17, 2013