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Consuelo Group
In this Group: Judith Elena , Brunilda Del Carmen , Consuelo Del Carmen, Maribel Del Socorro
This group is made up of four successful small business women. One of these is Brunilda who is 58 years old and a single mother of five children, most of whom are adults. She has been making tortillas in her home for the past four years and has been with ADIM for six years.

She started by selling vegetables in her house. Then she had the idea to sell tortillas because there were few businesses selling tortillas in her community and she earns a good income from it. She will use the loan to purchase basic ingredients such as corn, firewood, quicklime and beans.

Other members of the group are Consuelo who sells Avon and Zermat cosmetics, Judith who has been selling clothing and perfume for nine years and Maribel who sells various new clothing.
View original language description ↓
Grupo formado por cuatros microempresarias de éxito una de ella es Brunilda tiene 58 años, madre soltera con cinco hijos casi todos mayores de edad se dedica a elaborar tortilla en su domicilio desde hace 4 años, de estar con la institución tiene 6 años, ella inicio primeramente vendiendo verduras en su casa la idea le surgió ya que en su comunidad existían pocos negocios de ventas de tortillas lo que le genero buenas ganancias. El crédito lo invertirá en la compra de materia prima como maíz, leña, cal y frijoles. Consuelo comercializa cosméticos Avon, Zermat, Judith tiene 9 años de vender ropa, perfumes y Maribel vende ropa nueva y variada.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 56
    View loans »
    Nicaragua Loans Fundraising
  • $26,430,500
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Consuelo Group's $1,475 loan helped a member to purchase corn, firewood, quicklime and beans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Dec 1, 2012
Currency Exchange Loss:
May 17, 2013