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This is 45 year old Isatu. She is a widow and has two children, ages 17 and 15. She has 2 additional dependents, living with her as sales assistants.

In 2004, Isatu established her charcoal and palm oil business. She began her business because there was no help for her when she lost her husband. Her business is located in the central market, and her main customers are women. Working 7 days a week, 10 hours a day, she earns about Le 800,000 every month from this business.

She would like a loan in the amount of Le 3,000,000, which she will use to purchase 100 bags of charcoal for resale. She hopes this loan will help her get more customers, and more profit.

In the future, Isatu plans to educate her children and get a house. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 13
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Isata to buy more charcoal and palm oil for resale.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 7, 2012
Nov 26, 2012
Currency Exchange Loss:
Oct 17, 2013