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In the picture above is Mohamed, who is a businessman in the city of Kenema in Eastern Sierra Leone. Mohamed is a native of Port Loko town, situated in the north of the country. A 49-year-old husband and father, Mohamed sells ready-to-wear clothing. He has been a businessman for 18 years now. His wife is a trader, too. His three children are attending primary and secondary schools.

Mohamed has requested this loan from Kiva lenders in order to buy women's clothing, jeans, men's shirts and similar items in a large quantity to add to his current stock. In this way, Mohamed will attract more customers to his business, make more sales and better profit. Consequently, his standard of living will improve.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $2,100
    Average annual income
  • 35
    View loans »
    Sierra Leone Loans Fundraising
  • $9,980,225
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Mohamed to buy women's clothing, jeans, men's shirts, and similar items in a large quantity to add to his current stock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 13, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 18, 2013