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Ms. Perveen is 45 years old and a mother of three children. For 15 years, Perveen has been running a business of milk sales. She initiated her own business by buying a buffalo to support her family at a point in time when her husband was the only bread earner. With the passage of time, her sales increased as well as her income. Now she has one buffalo and one cow for milk. This has all happened due to her courage and determination. She also helps her husband in the watering and ploughing of land and cutting of crops. Because of her work, she is respected in her home. She helps her husband in all family matters, including financial matters.

Perveen is in her fourth loan cycle with Kashf Foundation. She has requested a loan of PKR 40,000 to purchase another buffalo. She expects a boost in her business income as she expands her business. She is very thankful to Kashf for its support.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 219
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 96.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Perveen to purchase another buffalo.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013