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Karen Lissette
Karen Lissette, 23, lives with her life partner and son in a rented house. She has a bakery where she sells French bread, sweet breads, quesadillas, pastries, cakes, and other items. This local bakery is well known for its delicious bread. The smell of freshly baked bread attracts clients who seem very happy that here they can buy fine quality products at reasonable prices and with great service.

Karen is a forward-looking woman who strives for a prosperous future. She believes that if she makes a start, she will face a struggle; if she fights, though, she will attain victory. She is looking to fight now: she wants to grow her business but lacks the capital to do so. She is applying to INTEGRAL for a loan to buy wholesale wheat flour, vegetable shortening, jellies, sugar, salt, and trays. Karen Lissette is very responsible and has a good credit history. She is confident she will be able to pay her debt, but more than anything, she has faith that she will be able to offer her family a better life.
View original language description ↓
Karen Lissette de veintitrés años de edad vive junto a su compañero de vida y su hijo en casa alquilada; ella posee una panadería y vende pan el variedad francés y dulce, quesadillas, salpores, pastelitos, tortas entre otros, es muy conocido en la zona pues elabora el pan más exquisito del lugar, el rico aroma que se siente cuando el pan está recién hecho atrae mucha clientela y se siente muy satisfecha al ver que las personas se van contentas del lugar, todo lo que vende es de primera calidad, y a precios accesibles además el servicio es excelente, Karen es una mujer visionaria con muchas ganas de ganarse un futuro más próspero, piensa que si tiene un comienzo tendrá la lucha y si tiene la lucha lograra la victoria, ahora está buscando la lucha y quiere acrecentar el negocio pero necesita de capital por eso le solicita a INTEGRAL un crédito que le permita comprar harina por mayor, manteca, jaleas, azúcar, sal, bandejas, etc. Karen Lissette es muy responsable y con un buen record crediticio tiene confianza que podrá saldar la deuda pero sobre todo tiene fe que podrá darle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 528
    View loans »
    El Salvador Loans Fundraising
  • $31,794,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Karen Lissette to buy wholesale wheat flour, vegetable shortening, jellies, sugar, salt, and trays.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 20, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 25, 2013