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Murodvy is a woman with a beautiful soul, who is full of novel ideas. Her positive energy does not let her rest on her accomplishments, and she is always on the lookout for something new. Murodvy is 52 years old, married, and has 4 children. Since his youth, her husband has not been able to earn enough money, and so Murodvy has always tried to solve her financial difficulties on her own. Years have passed, her children have grown up, but Murodvy remains full of energy and is now planning to launch her own business. She considers that at her age her life is only beginning and opening new doors for her. "My years are my wealth!" maintains Murodvy.

In order to start her own business, Murodvy took the course "Bring It On", organized by the Association of Business Women, and obtained her graduation certificate. Now she is ready to engage in entrepreneurial activity and succeed in this new area. Murodvy would like to open her own grocery store. She is requesting a loan of 2500 somoni to purchase the necessary product for her new business. She is planning to use her profits to improve her living conditions and for future endeavours.

Murodvy is counting on your kindness.
View original language description ↓
Муродви женщина с прекрасной душой и полной новыми идеями. Ее энергия и позитив не позволяют ей оставаться на достигнутой. Она, всегда на поиске новшества. Ей 52 года, она замужем и имеет 4 детей. С молодости ее муж не зарабатывает достаточно денег и поэтому Муродви всегда старалась сама решить свои финансовые проблемы. Прошли годы, дети выросли, но Муродви вся в энергии и планирует организовать собственный бизнес. Она думает о возрасте, что для нее жизнь только начинается и открывает свои новые двери. «Мои года - мое богатство!» утверждает Муродви. С целью организовать свой бизнес, она обучилась в курсе «Добейся успеха» организованный Ассоциация Деловых Женщин и получила сертификат. Теперь она вполне может организовать свой бизнес и стать успешной в этой сфере. Она хочет организовать бизнес купле продажей продуктовых товаров. От полученного дохода она планирует улучшить условия проживания и реализовать новые планы. Она запрашивает займ на сумму 2500 сомони для покупки товара, чтобы организовать новый бизнес. Она ждет вашу доброту.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,078,575
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Murodvy to buy food products for her new grocery store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 23, 2012
Nov 26, 2012
Currency Exchange Loss:
Dec 20, 2013