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Rosa Esperanza
Rosa Esperanza, 29, lives with her life partner. She makes a living raising livestock. She has done this work for several years and has a lot of valuable experience in the business. She's well known in the area and has acquired a lot of customers because everything she sells is of high quality and reasonably priced, and her service is excellent.

Rosa Esperanza is an exemplary woman who is devoted to her job. She's always waiting for new opportunities that will allow her to get ahead, because she knows that this way she'll be successful.

This past season she had some losses and she wants to recover from them. She needs to invest in supplies, though, so she's asking Integral for a loan to buy livestock.

Rosa Esperanza has good credit references and is certain that she'll be able to repay the debt. She also trusts that she'll give her family a better quality of life.
View original language description ↓
Rosa Esperanza de veintinueve años de edad vive junto a su compañero de vida; ella se dedica a la crianza de ganado de engorde, tiene varios años de dedicarse al rubro y se ha hecho de mucha experiencia valiosa en el negocio, es muy conocida en la zona y se ha hecho de mucha clientela porque todo lo que comercia es de calidad, lo vende a un buen precio y el servicio es excelente, Rosa Esperanza es una mujer ejemplar, entregada a su trabajo siempre está a la expectativa de nuevas oportunidades que le permitan salir adelante pues sabe que así podrá alcanzar el éxito, En esta última temporada tuvo algunas perdidas y tiene el deseo de recuperarse pero necesita invertir en insumos por eso le solicita a INTEGRAL un crédito que le permita ganado. Rosa Esperanza tiene buenas referencias crediticias y tiene la certeza que podrá cancelar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 521
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Rosa Esperanza to buy livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 19, 2012
Nov 25, 2012
Currency Exchange Loss:
Dec 19, 2013