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Rat's Group
In this Group: Rat, Sreyrou
Rat, a citizen from the Kror Lanh district of Siem Reap Province, is 65 years old and has three children. She is a widow who makes a living selling groceries. For the 10 years that she has been involved in this business, she has been able to earn about 20,000 KHR per day. Rat's group consists of two female members, who are second-time borrowers with VisionFund (Kiva's partner). She has successfully repaid her first loan, which supported her family and her business. Now, she and her co-group member are seeking 1,200,000 KHR each. As the leader, she is going to use her portion to buy two pigs to raise. She hopes to raise healthy pigs so she can sell them at a high price so she has the income to maintain her living condition.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,001.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rat's Group's $600 loan helped a member to buy two pigs to raise and sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Jan 1, 2013
Currency Exchange Loss:
Nov 19, 2013