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Inti Pakareq Group
In this Group: Clorinda, Monica*, Josefina , Monica , Alejandro *, Mercedes , Rene, Ana Maria , Eloy , Ruth Julieta , Juana , Chiang
* not pictured
The members belong to the communal bank “Inti Pakareq.” This bank is located in the district of Cusco, belonging to the province of Cusco, and the department of Cusco.

Mónica, a member, is single, 45 years old, and has one son. She alternates her daily activities with a travel agency business. She sells different types of tour packages such as tours to Valle Sagrado, Machu Picchu, Camino Inca, and city tours among others.

She has a good time working in her business which is doing well thanks to the effort that she puts in each day to the business. She also works buying and selling clothing. She distributes her merchandise to her customers who ask such as friends, family members and others. She is a responsible and earnest person and this is how she has gotten her family ahead. She is asking for a loan in order to buy tourist tickets for her agency.

The other members work in the business of carpentry, selling costume jewelry, machine based textiles, selling silverware, laundry, cosmetic sales.

The people left out of the photograph are members who asked for permission to arrive late to the meeting because of work related reasons.

The member is grateful to those that are a part of this dream through this medium and she promises to make her payments in a timely fashion.
View original language description ↓
Los socios pertenecen al banco comunal “INTI PAKAREQ”; Este banco se ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Mónica ella es soltera y tiene 45 años y tiene 1 hijo; La socia alterna sus actividades diarias con el negocio de agencia de viajes, la socia vende diferentes tipos de paquetes turísticos como tours al Valle Sagrado,Machupicchu,Camino Inca,City Tours entre otros, la socia lleva buen tiempo con su negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia a la vez se dedica a la compra y venta de ropa ,la socia distribuye su mercadería a sus clientes que le solicitan como amistades ,familiares entre otros, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el crédito para la compra de boletos turísticos para su agencia.

Los otros socios se dedican al negocio de carpinteria, venta de bisutería, tejidos a base de máquina, venta de platería, lavandería, venta de cosméticos.

Las personas que salen en la foto adjunta son socias que pidieron permiso para llegar tarde a la reunión por motivos de trabajo.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Inti Pakareq Group's $4,500 loan helped a member to buy tourist tickets for her travel agency.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 15, 2013