A loan of $750 helped to purchase fertilizer and two buffalo.


Yam's story

Yam is 36 years old and married with two children, both of whom are students. She lives in a rural area of Tbaung Khmum district, in Kampong Cham province in Cambodia.

Yam and her husband work as rice farmers and paid workers in order to offer a decent life for their family. Together, they are able to earn around 20,000 Cambodian riel (KHR) per day.

Yam is a first-time borrower with VisionFund, Kiva's partner. She is applying for a loan of 3,000,000 KHR to purchase fertilizer and two buffalo in order to help run her rice-growing business more smoothly. Via the help of this loan, she expects to see an improvement in the rice-growing business as well as in her family's living conditions. Yam also hopes that she will be able to advance her children's education as far as possible.



Loan details

Loan length:

20 months
Repayment schedule: Irregularly
Disbursed date: October 25, 2012
Facilitated by Field Partner: VisionFund Cambodia

Lenders and lending teams



Loan details

Loan length:

20 months
Repayment schedule: Irregularly
Disbursed date: October 25, 2012
Facilitated by Field Partner: VisionFund Cambodia