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Oscar is 57 years old. He lives together with his wife and two children who are studying. Oscar has worked all his life as a baker and it was 25 years ago that he could make real his dream of having his own bakery through which he could create a better life together with his immediate family.

Oscar makes breads of different types, both sweet and savory. His wife and children help him and in this way they can finish all their orders on time, since for Oscar responsibility is vital in business so that all goes well.

Oscar is requesting a loan with the purpose of investing in the bakery by buying cans, molds, measuring spoons and cups, flour, sugar, shortening, honey, fruits and other ingredients to make more bread. This will allow him to have more income, which will be a big help to Oscar.
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Oscar de 57 años de edad, vive junto a su esposa y dos hijos quienes se dedican a estudiar. Oscar ha trabajado toda su vida como panadero y fue hace 25 años que pudo realizar su sueño de contar con una panadería propia con la cual contara con una vida mejor junto a su núcleo familiar. Oscar realiza diferentes tipos de pan, tanto dulce como salado su esposa y sus hijos le ayudan y es así como logran salir a tiempo con todos sus pedidos, ya que para Oscar la responsabilidad es vital en el negocio para que todo vaya bien. Oscar solicita un préstamo con el propósito de invertir en la panadería comprando: latas, moldes, cucharada y tazas medidoras, harina, azúcar, manteca, miel, frutas y otros materiales principales para elaborar más pan, lo que le permitirá contar con más ingresos, lo que es de mucho beneficio para Oscar.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 510
    View loans »
    El Salvador Loans Fundraising
  • $31,386,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $350 helped Oscar to buy molds and ingredients to make bread.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Nov 9, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2013