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Feime is 20 years old and an Ashkali woman from the vulnerable ethnic minority community. She is married and has one child, who is four years old. Her husband has worked as an auto mechanic for more than three years. She is a housewife raising her child.

They all live under extremely poor and unhealthy conditions. Feime’s family owns a small old house, and it has not had any repairs or renovations in the past several years. Her house has a heat-loss/insulation problem. Every winter it costs a lot of money to buy coal to keep this house warm. During the winter, her house becomes very cold, and her child always gets sick.

It is very beneficial for her family to live comfortably and to stay warm at home. Now Feime is requesting a loan . After repairing the house, Feime will have better living conditions for the family. Feime appreciates Kiva and promises that she will pay on time.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 9
    View loans »
    Kosovo Loans Fundraising
  • $2,248,425
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,300 helped Feime to buy windows and doors to repair her house.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Nov 21, 2012
Nov 23, 2012
Currency Exchange Loss:
Aug 17, 2014